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【费城税务局】房产税补助项目一:自住房产纳税协议OOPA

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admin 发表于 2020-5-30 11:27:08 | 显示全部楼层 |阅读模式


费城Live 已正式与费城税务局达成合作。这是税务局首次直接面向华人社区,发布房产税相关中文资讯。

7项由税务局推出惠民的房产税补助项目,会在费城Live网站、手机App及本公众号上进行中文信息介绍和答疑。



《自住房产纳税协议》
OOPA

自住房产纳税协议Owner-occupied Real Estate Tax payment agreement)简单来说,就是允许业主以不那么有压力的方式,来支付逾期未缴的房产税。

对申请人而言,这个项目最大的好处,就是避免你的房子因为欠税而面临司法拍卖的情况

另外来说,一些申请人可以免除部分,或全部因逾期缴纳房产税而产生的逾期利息和罚金。

这个项目的初衷,就是让你继续保有你的房子,而不会对你的家庭财务造成过多负担。

申请条件只有一项,那就是你必须居住在你所拥有的房产中。如果你的名字不在房契上,但你对该房产拥有合法权益,你也有资格参与该项目。

自住房产纳税协议没有申请期限,任何时候都能申请。
《自住房产纳税协议》:


《自住房产纳税协议》
扫描二维码直达该页面

缴税方式

税款按月度进行缴纳,每月缴纳的税额和你的家庭月收入相关,分成了5个等级,一般需要支付你月收入的0%至10%。

第五级
第四级
第三级
第二级
第一级
0%
5%
8%
10%
10%

请注意,哪怕你缴纳月收入0%,也不意味着你不需要缴纳房产税。应缴房产税仍会累计叠加,在恰当的时候税务局仍会追回,例如当你售卖房屋的时候。

这个项目只是让你在没有太大压力的情况下,偿还所欠的房产税,并且保证不会因为你欠税,而强制拍卖你的房子。

目前而言,费城税务局不会对业主采取任何执法行动,你也可以延后再申请该项目,虽然不合适,但这也不会为你带来麻烦。

等级基于你的家庭人口家庭月收入来划分。

下图从左到右是家庭人口和五个不同的级别,还包括了你可以豁免的利息和罚款。

找到你的家庭人口,然后对应你的家庭月收入看排在哪一个等级,再参考对应等级的,应缴纳家庭收入百分比来计算你的每月缴纳税额。

举个例子
一个四口之家,月收入$3,000,每月支付8%,即$240/月。他们还可以获得豁免50%的利息,和所有因逾期缴税而导致的罚金。


如果你申请该计划后,仍然觉得自己无力承担每月缴纳税额,你可以要求税务局,对你的个人收入和支出进行审核。

一旦通过审核,每月支付金额将基于,你的月收入扣除支出后的净额来设定。届时,新房产税将自动更新在你的缴税协议中。

第四级的特殊情况

位于该计划第四级的家庭,原本应缴纳月收入5%,但如果满足以下情况,也可以和第五级一样,缴纳月收入的0%。

第四级的特殊情况
    - 你已年满65岁;或
    - 你已年满55岁或以上,是一名鳏夫或遗孀,并且伴侣去世前已年满65岁或以上;或
    - 你属于永久残疾;或
    - 对你个人收入和支出的审查显示,你的月收入净额低于$25


申请流程

如果想要申请“自住房产纳税协议”,请阅读并填写《自住房产纳税协议申请表》。


《自住房产纳税协议申请表》
扫描二维码直达该页面

同时,你需要提供以下证明文件。

需要提交的证明文件
所有申请人都需要提交的文件:
    1. 由政府颁发的身份证明,包括
        (驾照,护照,军人证等)
    2. 显示你名字和房产地址的文件,包括
        (水电费账单,选民登记卡,就业记录等)
    3. 收入证明,包括
        (所得税申报表,工资存根,福利核查信,法院支持令,养老金收入报表,和类似的文件的复印件。详情请见申请表。)

如果属于第四级的特殊身份申请人,请提交证明以下身份之一的补充文件。

特殊身份补充文件
老年人能证明申请人年满65岁或以上的,由政府开具的有效身份证明。

鳏夫或遗孀配偶的有效死亡证明复印件。

永久残疾SSI/SSD/VA/黑肺裁决书,或医生证明。


另外四种特殊补充文件

如出现以下四种特殊情况,需要你提交额外的补充文件。

四种特殊情况
    - 你的名字不在房契上,但你对该房产拥有所有权权益。
        (错综复杂的产权补充文件)
    - 你申请对个人收入和支出进行审核。
        (支出补充文件)
    - 没有其他有效证明永久残疾的文件的情况。
        (残疾证明补充文件)
    - 你的收入为$0美元。
        ($0美元收入声明)

所有补充文件都可以在《自住房产纳税协议申请表》页面找到。


《自住房产纳税协议申请表》
扫描二维码直达该页面


错综复杂的产权补充文件
Tangled title supplement
如果你的名字不在房契上,但你认为你对你的房屋拥有所有权权益,你需要填写《错综复杂的产权补充文件》

你需要列出你拥有所有权权益的原因,然后出示证明所有权权益的有效文件,包括欺诈性的契约文件的副本,将所有权记在你名下的公正契约,在遗嘱登记处证明你是业主遗产管理人的副本或类似的文件……

支出补充文件
Expenses supplement
如果你要求审核你的个人收入和支出,你需要填写《支出补充文件》。

你需要列出你的每月支出,并提供证明支出的有效文件,包括抵押贷款收据,水电费账单,交通费,医疗费账单,子女抚养费,和其它支出文件……

残疾证明补充文件
Proof of disability supplement
只有在没有其它有效证明永久残疾的文件的情况下,你才需要填写这份表格。

有效证明永久残疾的文件
    - 社会安全局保险裁决书
    - 社会安全局伤残保险裁决书
    - 铁路退休伤残裁决书
    - 退伍军人事务100%伤残裁决书
    - 或黑肺补助裁决书

$0美元收入声明
$0 Income statement supplement
如果你没有收入(收入为$0),你需要在提交《自住型房产缴纳协议申请表》的同时,提交一份签名的《$0美元收入声明》


如果你对该计划有任何具体问题,请联系税务局,或添加【费城Live 小管家】微信获取人工服务。


如需实时获得费城房产税信息,以及房产税补助项目的相关帮助,请加入「费城房产税答疑群」。

添加【费城Live 小管家】微信,亦可为你申请该计划提供人工帮助。

费城Live 小管家

扫描二维码添加微信
回复“房产税”
进入「费城房产税答疑群」


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匿名  发表于 2021-6-2 01:52:39
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匿名  发表于 2021-6-2 01:53:14
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匿名  发表于 2021-6-2 01:53:47
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